2021 Medicare Costs Released Today

Medicare's costs are going up but Medicare Advantage insurance options have improved and costs have decreased. Medicare announced 2021 costs today and we have the highlights and details. Medicare Part...
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More is Finally Here!

Get the extra benefits you deserve and save money on prescriptoin drugs! Imagine if you could save money on your prescriptions, have access to a large network of Scot’s and...
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Medicare and Medicaid – What is the Difference?

Medicare is healthcare for people 65 and older or that have been deemed disabled for at least 24 months by Social Security.  Medicare covers health care aimed at serving an...
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What To Do if You Move (With Your Health Insurance or Medicare)

Any time you move, contact your insurance agent no matter what your age to see if you need to change or SHOULD change plans. Often, your time is limited to...
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Track your Stimulus – Even If You Do Not File Taxes

Customers and I text all of the time.  Usually for fun and friendliness.  However, I often get serious questions via text/sms. Last night a Medicare client sent me this text....
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Medicare Coverage & Veterans Benefit

Although it is not absolutely necessary the VA STRONGLY encourages you to sign up for Medicare Part B.  You may also want to consider getting a Medicare Advantage or Supplement...
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Not Enough Information for Retirement

Retirement saving plays an important role in the U.S. economy. Americans hold more than $18 trillion in private retirement accounts like 401(k)s and IRAs, while defined benefit pensions in the...
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Do 40% of Retirees Really Rely on Social Security for Their Entire Income?

AARP reports that Americans are concerned and even afraid for their retirement security. And the news headlines often don’t make them feel better. The latest is a claim from the...
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A Real Drug Story

On Friday, I drove to visit some upset clients who have been with me for over six years and are family members of other long time clients. They called me...
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Medicare Premiums and Deductibles Released for 2020

Here are the highlights of what you need to know: Medicare PART B base premium will be $144.60 ($491.60 for the highest income individuals)$198 is the annual PART B deductibleMedicare Part A deductible $1408, up...
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Heather Majka, Certified Social Security Claiming Strategist, Owner of Citizens Insurance Solutions

With over 25 years of industry experience, Heather is a subject matter expert.  Heather has two adult children serving in the US military (Naval Aircrew and US Army). Heather’s husband is a US Army SNIPER Veteran that served during Desert Storm.  Heather has is a native New Yorker who has lived in Virginia, Texas, Florida, and now lives in Tennessee.