Heather Majka creates Citizens Insurance Solutions and is a Sole Proprietor as of June 2019

Heather Majka, formerly Director of Senior Financial Group, starts her own company - Citizens Insurance Solutions. After 13 great years building infrastructure, writing operational procedures, training agents, building systems, generating...
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Big Changes in Medicare Advantage and Part D for 2020

This year there are big changes that could cost you $$$$.  I have seen as much as a $35,000 savings just from reviewing the changes in the plan that are...
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Beneficiaries Could Pay More for Prescriptions in 2020

Even though the donut hole/coverage gap is closed? That is right, you would think since the coverage gap is closed in 2020 that beneficiaries would pay the say costs out...
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Why make an online account/login?

Watch this one minute video. In just five minutes or less you can start a personal and secure account. By why you ask would you make yet another username and password...
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So How Do We Get Paid?

There are NO Hidden Costs & You do NOT pay more to work with an Agent! Citizens Insurance Solutions (CIS) Insurance Agents that specialize in Medicare and health insurance study...
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Social Security 1-2-3

Social Security is one system. It consists of two funds that provide three forms of insurance. Its disability, retirement, and survivors protections work together to cover many of the economic risks families face every day....
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Why Start An Online Social Security Account?

Since 2012, the Social Security Administration has scaled back the mailing of paper statements after it established a website, My Social Security, that offered access to that information online. The...
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Freedom Takes Planning

People do not accidentally become successful, happy, or wealthy. These realities take planning, and your financial freedom is no exception.  When my husband and I started this business we wanted people...
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Heather Majka, Certified Social Security Claiming Strategist, Owner of Citizens Insurance Solutions

With over 25 years of industry experience, Heather is a subject matter expert.  Heather has two adult children serving in the US military (Naval Aircrew and US Army). Heather’s husband is a US Army SNIPER Veteran that served during Desert Storm.  Heather has is a native New Yorker who has lived in Virginia, Texas, Florida, and now lives in Tennessee.