Tag: medicare 2020

Physical Therapy Education Presented by Fort Loudon Medical Center

by citizensmedicare, posted in Medicaid, Uncategorized, Veterans' Benefits

Join Citizens Insurance Solutions, partnered with Ft Loudon Medical Center, as we continue our summer My Health Matters educational series!

You don’t want to miss this! This informational presentation by Pam Ollard, Physical Therapy Manager from Fort Loudon Medical Center, will focus on Physical Therapy Education. Come to learn more, get your questions answered, and make your health a priority!

This event will take place at 145 Awohili Drive, Loudon, TN 37774 on Friday, July 14th at 9 AM. We look forward to seeing you there! 

Future Status of Social Security

by citizensmedicare, posted in Medicaid, Social Security, Uncategorized

Social security is changing, join Heather Majka the owner of Citizens Insurance Solutions to keep up with the changes.

To sign up for this seminar call the Tellico Village public library at  (865) 458-5199.

This event is on July 11, 2023 at 4 pm at the Tellico Public Library located at
300 Irene Ln, Loudon, TN, United States, Tennessee.

Medicare Coverage & Veterans Benefit

by citizensmedicare, posted in Uncategorized, Veterans' Benefits

Although it is not absolutely necessary the VA STRONGLY encourages you to sign up for Medicare Part B.  You may also want to consider getting a Medicare Advantage or Supplement plan as well.  This is especially the case for veterans that are NOT in priority group 1.  There is no guarantee that Congress will approve VA funds to treat Veterans for Priority Groups 2-8.

Here are just a few reasons why Veterans may consider enrolling in a private Medicare Supplement or Advantage Insurance Plan:

  • You do not live near a VA facility
  • You are enrolled in one of the VA lower priority groups, and could potentially lose your benefits*
  • Option to use local Doctors and Hospitals
  • Extra Benefits
  • Second opinions
  • Obtain treatment sooner than VA offers
  • Urgent Care (find out more about VA treatment for urgent care here)

Learn more about Medicare & Veteran’s benefits here

Medicare Premiums and Deductibles Released for 2020

by citizensmedicare, posted in Uncategorized

Here are the highlights of what you need to know:

  • Medicare PART B base premium will be $144.60 ($491.60 for the highest income individuals)
  • $198 is the annual PART B deductible
  • Medicare Part A deductible $1408, up from $1364 (which covers your first 60 days in the hospital)
  • $176 co-pay  PER DAY for skilled nursing care 
  • For those who do not qualify for premium free part A, the premium will be $451 per month

Read more here.

The good news is that you can get a Medicare Supplement that covers most of these costs.  You can also get a Medicare Advantage plan that can save you money and limit your RISK than having original Medicare alone. Find out more here.

Big Changes in Medicare Advantage and Part D for 2020

by citizensmedicare, posted in Uncategorized

This year there are big changes that could cost you $$$$.  I have seen as much as a $35,000 savings just from reviewing the changes in the plan that are not obvious.  Please call or email me and I can help you determine if you are right were you need to be or give you some options to consider if you would like or need be. This 2 minute video explains what I mean and so does this picture below!

Beneficiaries Could Pay More for Prescriptions in 2020

by citizensmedicare, posted in Uncategorized

Even though the donut hole/coverage gap is closed?

That is right, you would think since the coverage gap is closed in 2020 that beneficiaries would pay the say costs out of pocket during their initial coverage phase as in the coverage gap since they will not have to pay more than 25% of the costs of prescription drugs.  It turns out that is incorrect! It depends on the medications that you are on! Don’t worry, I can help you see how you will be personally affected in 2020.  For more information see this article:  https://www.kff.org/medicare/issue-brief/how-will-the-medicare-part-d-benefit-change-under-current-law-and-leading-proposals/

Why make an online Medicare.gov account/login?

by citizensmedicare, posted in Uncategorized

Watch this one minute video.

In just five minutes or less you can start a personal and secure Medicare.gov account. By why you ask would you make yet another username and password and place to log into.  Well there are a few really good reasons.

  1. You do not want someone who isn’t you doing it for you. Yes, starting an online account can prevent identity fraud.
  2. You can track your current coverage
  3. You can know when you are allowed to change (Medicare automatically tailors available times that YOU can switch) and presents customized options [Don’t worry you will still need me!]
  4. Track your claims
  5. Track your doctors
  6. Estimate your prescription drug costs

Here at Citizens Insurance Solutions, we are dedicated to help make your life easier as you relax knowing you got the coverage you needed and wanted.

Learn the steps here
 
Watch this one minute video.

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