Physical Therapy Education Presented by Fort Loudon Medical Center

Join Citizens Insurance Solutions, partnered with Ft Loudon Medical Center, as we continue our summer My Health Matters educational series!

You don’t want to miss this! This informational presentation by Pam Ollard, Physical Therapy Manager from Fort Loudon Medical Center, will focus on Physical Therapy Education. Come to learn more, get your questions answered, and make your health a priority!

This event will take place at 145 Awohili Drive, Loudon, TN 37774 on Friday, July 14th at 9 AM. We look forward to seeing you there! 

2021 Medicare Costs Released Today

Medicare’s costs are going up but Medicare Advantage insurance options have improved and costs have decreased.

Medicare announced 2021 costs today and we have the highlights and details.

  • Medicare Part B based premium will be $148.50
  • Medicare Part B deductible will be $203
  • A 34% decrease in average monthly premiums for Medicare Advantage plans since 2017
  • More than 4,800 Medicare Advantage plans are offered for 2021, compared to about 2,700 in 2017
  • Medicare.gov has an insulin savings filter which can save a minimum of $446 per year for diabetics

Read the press release from Medicare here

Medicare and Medicaid – What is the Difference?

Medicare is healthcare for people 65 and older or that have been deemed disabled for at least 24 months by Social Security.  Medicare covers health care aimed at serving an aging population.  Coverage for items like hospitalization, skilled nursing care, home health care, doctor visits, emergency care and more are included in what Medicare covers. Medicare is regulated by the federal government and you can find out more about Medicare here.

Medicaid is health insurance with financial aid and is largely aimed at serving low income mothers, children, and disabled seniors.  Each state has different rules and requirements regarding who may be eligible and what is covered.  You can find out more here.  Medicaid is regulated and funded by the federal and state government but each state is largely in charge of their own program. It is possible to be eligible for both programs at the same time.  We can help you apply now!

What To Do if You Move (With Your Health Insurance or Medicare)

Any time you move, contact your insurance agent no matter what your age to see if you need to change or SHOULD change plans.

Often, your time is limited to do this so it’s important to contact your agent BEFORE you move so they can help you plan. Usually you only have 60 days and if you notify your current plan too soon, there is a chance they could automatically end your enrollment too soon.

DID YOU KNOW?

The USPS postal service is required to let insurers know (health and life insurance know) about a change of address? They are also required to let Social Security know.

If you are on Medicare, or are drawing Social Security, here is how you can easily submit an address change online.  If you are not computer savvy, do not despair, simply call Social Security, at 1-800-772-1213, and they will take your address change over the phone.  

Don’t hesitate to ask us for assistance.  That is why we are here.